RDRC is a HUD Certified Counseling Agency, with a HUD Certified Housing Counselor on staff. RDRC continues to be a strong advocate for homeownership and continues to work with all banks and mortgage lenders to find the best available loan or refinancing products for our clients, free of charge. On completion of the Homebuyers course participants are provided with a certificate of completion which is required by all financial institution prior to approving a mortgage.